Welcome to my site. I appreciate your visit and look forward to showing you how I'm different, and how I strive to provide the best possible mortgage solutions in the market. If you have questions, or would like to apply, please contact me and I will be happy to provide a swift response.
Best Regards,
Brent Richardson, Mortgage Agent and Financial Advisor
Be confident and excited with service based on your goals and a good education of the mortgage process and products.
Fast and efficient service that represents your best interest, so you get the best lender product and rate.
Help save thousands of dollars more, beyond the best rates, with a good mortgage plan and a long term mortgage partner.
Switching banks at mortgage renewal is fast, easy, free of charge and can save you a lot of money.
It is important to consider what options you have. It is very possible, and can be very easy to switch and save.
You gain a long term mortgage partner that is focused on your best interest, and a plan that can help you save thousands of dollars beyond the best interest rates.
You can save thousands of dollars in interest by consolidating debt into a mortgage.
Achieve more free cash flow and faster debt pay off.
As a licensed Financial Advisor/ Coach, I form long term partnerships with clients to help create a mortgage reduction plan, stay on track financially, and help achieve their best financial prosperity.
I can help you easily gain access to your homes equity when other lenders say 'No'!
Usually it takes less than one week to cash your homes equity - right into your pocket.
In most cases, the only condition for my private lending service is that your home has at least 15% value that is not mortgaged. In other words, 85% loan to value.
All fees are very competitive and fully disclosed upfront, so there are never any surprises. Fast, friendly and confidential service is my commitment. Click for more information, call or email me, or apply now.
Ontario Mortgage Rate Advantage
The fast and easy alternative for dealing with more than one bank. Allow me to represent your best interest in finding your mortgage, and use volume discounts to lower your rate even further. By partnering together and creating a long term mortgage plan, you have the opportunity to save thousands of dollars more – beyond the lowest rate.
What clients are saying:
"Your mortgage service was fantastic Brent, thank you. I appreciate having you continue to work with us."
- Gary F, Kitchener ON."Great work! You made the entire process straight forward and got us our great fixed rate. We look forward to future meetings. Thanks again."
- Jory and Mira D, Toronto ON."My family is grateful for helping us get into our home and the money you are helping us save. Some of the best service I've ever had."
- Enam S, Ottawa ON.How do you know that you are getting the best mortgage?
To help determine this, let's take a look at a few questions that mortgage shoppers have asked. Taken together, these questions and answers cover all aspects of what service a mortgage consultant can do.
Click below for answers:
-
Is the consultant a mortgage expert and do they ensure a smooth, educational process?
Don't risk a poor mortgage product, lack of insight and a cumbersome process with one of the scads of less focused industry participants. Long term experience, skill level and market knowledge combined with providing the right education helps make clients feel confident throughout the entire process. -
Does the mortgage consultant work for one bank, or for you?Your mortgage provider should not work for anybody but you. When a consultant represents just one Bank, do you think that Bank will want to make less profits over time? There are several ways that a Bank representative can take advantage of a customer to further the profit of their Bank. Also, most often, mortgage consultants for a Bank end their service relationship with a client after close. This is why it's important to work with an unbiased mortgage expert that represents many top lenders and is focused on your best interest. I build trusting, long term relationships.
-
Does the consultant provide long term mortgage planning and other money saving strategies?The path of least resistance is often the one taken by a mortgage consultant. Your mortgage partner should match your goals to the absolute best mortgage products and deals currently on the market. I also offer mortgage planning strategies to help save you thousands of dollars beyond the best product and rate.
-
What kind of rate will you be offered on renewal? What happens if market rates are much higher upon renewal? How will this affect your lifestyle? How do you know when to lock in a variable rate? What rate discount will you get if you lock in a variable? What mortgage flexibilities can really help you down the road?These questions are all based on what will take place in the future, and they underscore the importance of having a good long term mortgage partner. A mortgage is a long term endeavour and should be seen in this light. The right mortgage partner will answer such questions well, get you the best rate today, and help save you the most over the long term.
| 3.29% | | | 5-year Fixed |
| 4.69% | | | 7-year Fixed |
| 2.90% | | | 5-year Variable |
| 3.00% | | | 50/50 Fixed/Variable |
| *OAC. Rates subject to change without notice. | ||
I can help you save thousands of dollars in interest - beyond the best rates. Contact me or apply today to find out how.
